Liverpool Victoria Friendly Society (LVFS) has a sound capital level thanks to proceeds from the sale of the general insurance business. At the same time, LVFS' operating performance is sensitive to market and economic events, and LVFS faces limited sources of external financial support and high debt obligations. We are affirming our 'BBB+' long-term insurer financial strength and issuer credit ratings on LVFS. We are also affirming our 'BBB-' issue rating on LVFS' subordinated debt. The stable outlook on LVFS reflects our view that the insurer's capital adequacy will benefit as a result of the proceeds from the sale of its general insurance business and stabilize thereafter. LONDON (S&P Global Ratings) July 23, 2019--S&P Global Ratings today affirmed its 'BBB+' long-term insurer financial strength and issuer credit ratings on U.K.-domiciled Liverpool Victoria Friendly Society (LVFS; see the ratings list below for further details). Th

8-K - CIT GROUP INC (0001171825) (Filer) AI credit rating value 71 Beta DRL value REG 31 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 12:57:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) Trend Beta Code: 1431 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

Following our review of TDA Ibercaja 2 under our relevant criteria, we have raised our ratings on the class A, B, C, and D notes. TDA Ibercaja 2 is a Spanish RMBS transaction that closed in October 2005. MADRID (S&P Global Ratings) July 23, 2019--S&P Global Ratings today raised its ratings on TDA Ibercaja 2 Fondo de Titulizacion de Activos' class A, B, C and D notes (see list above). Upon revising our structured finance sovereign risk criteria and our counterparty criteria, we placed our ratings on the class A and B notes under criteria observation (see "Incorporating Sovereign Risk In Rating Structured Finance Securities: Methodology And Assumptions," published on Jan. 30, 2019, and "Counterparty Risk Framework: Methodology And Assumptions," published on March 8, 2019). Following our review of the transaction's performance and the application of these criteria, our ratings on these notes are no longer under criteria observation. Today's

8-K - Avery Dennison Corp (0000008818) (Filer) AI credit rating value 75 Beta DRL value REG 18 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 12:47:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Anomaly Beta Code: 2776 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

8-K - BIOGEN INC. (0000875045) (Filer) AI credit rating value 74 Beta DRL value REG 13 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 12:37:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Anomaly Beta Code: 4308 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

6-K - TELEFONICA BRASIL S.A. (0001066119) (Filer) AI credit rating value 78 Beta DRL value REG 38 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 12:27:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Volume Factor Code: 4365 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

6-K - SAPIENS INTERNATIONAL CORP N V (0000885740) (Filer) AI credit rating value 71 Beta DRL value REG 28 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 12:17:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) Volume Factor Code: 2357 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

6-K - SUMITOMO MITSUI FINANCIAL GROUP, INC. (0001022837) (Filer) AI credit rating value 73 Beta DRL value REG 16 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 12:07:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) Sustainability Beta Code: 3997 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

U.K.-based Consort Healthcare (Salford) PLC (ProjectCo) has projected higher operating costs and working capital changes, which we consider to be nonrecurring, for the year ending March 31, 2020 (FY2020). Our projected annual debt service coverage ratio (ADSCR) for ProjectCo has therefore decreased for FY2020. However, we expect Consort Healthcare (Salford) PLC (the ProjectCo) to continue delivering good services with few service failure points and low revenue deductions. Furthermore, although the project continues to spend less on major maintenance (lifecycle) than budgeted, the quality of the assets is generally good. We are therefore affirming our 'BBB+' long-term rating and S&P underlying rating (SPUR) on the ProjectCo's debt. The outlook on the long-term rating and the SPUR is stable, reflecting our expectation of the ProjectCo's continued good operating performance. LONDON (S&P Global Ratings) July 23, 2019--S&P Global Ratings today took the r

Clarion Housing Group Ltd. (Clarion), one of England's largest housing associations, continues to benefit from stable earnings from its core affordable housing business, including shared-ownership houses. Clarion now anticipates a more gradual build-up of new homes, and expects to build 5,000 new homes per year in financial year (FY) 2027 instead of FY2022. Nevertheless, this is a rise from the 2,000 homes Clarion forecasts for FY2020. This building program will translate into further debt accumulation, and, combined with Clarion's increased levels of investment in its stock, and lower margins on sales, could put pressure on Clarion's financial metrics. We are therefore revising our outlook on Clarion to negative from stable. We are also affirming our 'A' long-term issuer credit rating on Clarion. The negative outlook reflects that we could lower the rating over the next two years if we observe a deterioration in interest coverage, particularly from rental acti

In our opinion, there is an almost certain likelihood that the Italian government would provide extraordinary support in the event of financial stress to Società per la Gestione di Attività SpA (SGA), the entity managing the problematic loans of some defaulted Italian banks. We are therefore assigning our 'BBB' long-term rating to SGA, equalizing it with our unsolicited long-term sovereign credit rating on Italy. The negative outlook on SGA mirrors that on Italy. We could lower our ratings on SGA over the next 12-18 months if, all else being equal, we lowered our ratings on Italy, or saw a weakening in SGA's link with or role for the Italian government. MILAN (S&P Global Ratings) July 23, 2019--S&P Global Ratings said today that it assigned its 'BBB' long-term issuer credit rating to Italy-based financial institution Società per la Gestione di Attività S.p.A. (SGA). We also assigned our 'BBB' issue rating to SGA's senior unsecured debt. The

4 - Dow Stephen C. (0001781971) (Reporting) AI credit rating value 77 Beta DRL value REG 36 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 03:47:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) EMR Beta Code: 4115 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Beckett Darren (0001745828) (Reporting) AI credit rating value 72 Beta DRL value REG 41 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 03:17:30 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Anomaly Beta Code: 1999 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - North Michael Paul (0001689925) (Reporting) AI credit rating value 74 Beta DRL value REG 32 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 03:07:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) Rating Factor Code: 2708 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Orzechowski Frank (0001781860) (Reporting) AI credit rating value 75 Beta DRL value REG 17 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 02:57:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Expectation Factor Code: 4478 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Tilray, Inc. (0001731348) (Issuer) AI credit rating value 73 Beta DRL value REG 43 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 02:37:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) OCL Beta Code: 1221 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - REED CHRISTOPHER J (0001409191) (Reporting) AI credit rating value 71 Beta DRL value REG 39 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 02:17:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Demand Beta Code: 3422 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - HAWKINS PHILIP L (0001234375) (Reporting) AI credit rating value 77 Beta DRL value REG 21 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 01:57:30 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) Rating Factor Code: 1164 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Snisarenko John (0001783264) (Reporting) AI credit rating value 74 Beta DRL value REG 35 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 01:47:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) RRS Beta Code: 3118 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

Atlanta-based staffing provider EmployBridge Holding Co.'s credit metrics have strengthened over the past 12 months, mainly due to revenue and EBITDA growth. We expect the company to maintain adjusted leverage of less than 5x and an adjusted free operating cash flow (FOCF)-to-debt ratio of about 10% over the next 12 months. Therefore, we are raising our issuer credit rating on EmployBridge to 'B' from 'B-'. At the same time, we are raising our issue-level rating on the company's first-lien term loan to 'B' from 'B-'. The '3' recovery rating remains unchanged. The stable outlook reflects our expectation that EmployBridge will maintain adjusted debt leverage of less than 5x and a FOCF-to-debt ratio of approximately 10% over the next 12 months. NEW YORK (S&P Global Ratings) July 22, 2019—S&P Global Ratings today took the rating actions listed above. The upgrade reflects EmployBridge's stronger credit metrics over the past

4 - Elastic N.V. (0001707753) (Issuer) AI credit rating value 71 Beta DRL value REG 26 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 01:37:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) OCL Factor Code: 2557 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - CHEN HENG W (0001207193) (Reporting) AI credit rating value 78 Beta DRL value REG 15 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 01:27:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) Trend Beta Code: 2501 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Sauerland John P (0001366336) (Reporting) AI credit rating value 74 Beta DRL value REG 20 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 01:17:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) EMR Factor Code: 4314 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Palo Alto Networks Inc (0001327567) (Issuer) AI credit rating value 76 Beta DRL value REG 40 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 01:07:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Price Beta Code: 2121 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - CHRISTOFILIS, CONSTANTINOS (0001448047) (Reporting) AI credit rating value 75 Beta DRL value REG 26 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 00:57:30 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) Expectation Factor Code: 2162 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Hollis Richard Dean (0001469241) (Reporting) AI credit rating value 78 Beta DRL value REG 31 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 00:47:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) Profit Beta Code: 3807 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Morse Douglas H (0001711065) (Reporting) AI credit rating value 77 Beta DRL value REG 30 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 00:37:30 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) Penetration Beta Code: 1149 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

Shackleton 2016-IX CLO Ltd. refinanced its class A note on July 22, 2019, through an optional redemption and a new note issuance. We withdrew our rating on the original class A note following payment in full on the July 22, 2019, refinancing date. After analyzing the changes to the transaction, we assigned our rating to the new class A-R note. We affirmed our ratings on the class B, C, D, and E notes. The assigned and affirmed ratings reflect our opinion that the credit support available is commensurate with the associated rating levels. NEW YORK (S&P Global Ratings) July 22, 2019--S&P Global Ratings today assigned its rating to the class A-R replacement note from Shackleton 2016-IX CLO Ltd., a U.S. collateralized loan obligation (CLO) transaction managed by Alcentra NY LLC. The replacement note is being issued via a supplemental indenture. We withdrew our rating on the original class A note from this transaction following payment in full on the July 22, 2019

3 - STEINER MELANIE (0001553034) (Reporting) AI credit rating value 72 Beta DRL value REG 44 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 00:27:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Expectation Beta Code: 2256 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Miller Richard Stanwood (0001684262) (Reporting) AI credit rating value 77 Beta DRL value REG 19 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 00:17:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) FS Factor Code: 4941 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - LANDMARK BANCORP INC (0001141688) (Issuer) AI credit rating value 72 Beta DRL value REG 18 Rational Demand Factor LD 3345.9257999999995 AI check at Tue Jul 23 2019 00:07:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Sustainability Factor Code: 4362 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

CENTENNIAL (S&P Global Ratings) July 22, 2019--S&P Global Ratings suspended its 'A+' rating on the Eureka Public Financing Authority, Calif.'s series 2011 wastewater revenue bonds, issued on behalf of the City of Eureka's wastewater system, due to the city's delay in completing third-party audited fiscal-year 2018 financial statements at this time. If we receive information that we consider sufficient and of satisfactory quality, we will conduct a review and take a rating action within 90 days. 

4 - Tooth Margaret (0001657025) (Reporting) AI credit rating value 71 Beta DRL value REG 48 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 23:57:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) RRS Factor Code: 3716 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

NEW YORK (S&P Global Ratings) July 22, 2019--S&P Global Ratings has assigned its 'A+' long-term rating to the Kansas Development Finance Authority's (KDFA) series 2019A revenue bonds consisting of a series 2019A-1 and A-2 (taxable) issued on behalf of the Kansas State University Foundation–Kansas Department of Agriculture Project and KDFA's series 2019F and 2019G (taxable) refunding revenue bonds. At the same time, we affirmed our 'AA-' issuer credit rating (ICR) on the state and our 'A+' rating on its appropriation-secured debt. The outlook is stable. "The ratings on the appropriation-secured debt (including the series 2019A, 2019F, and 2019G bonds) are based on the application of our 'Issue Credit Ratings Linked To U.S. Public Finance Obligors’ Creditworthiness' criteria," said S&P Global Ratings credit analyst Timothy Little. The criteria were published Jan. 22, 2018, on RatingsDirect. The lower rating on the appropria

4 - MONTONI RICHARD A (0001254635) (Reporting) AI credit rating value 71 Beta DRL value REG 15 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 23:47:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Anomaly Factor Code: 1058 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4 - Moore Edward W. (0001414203) (Reporting) AI credit rating value 78 Beta DRL value REG 35 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 23:37:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Expectation Factor Code: 1631 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

13F-HR - Krueger & Catalano Capital Partners, LLC (0001467517) (Filer) AI credit rating value 72 Beta DRL value REG 28 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 23:27:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) FS Factor Code: 3843 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

SC TO-I/A - Twin River Worldwide Holdings, Inc. (0001747079) (Subject) AI credit rating value 75 Beta DRL value REG 14 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 23:17:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Anomaly Factor Code: 4191 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

MCF CLO V LLC refinanced its class A, B, C, and D notes on July 22, 2019, through an optional redemption and replacement note issuance. We withdrew our ratings on the original class A, B, C, and D notes following payment in full on the July 22, 2019, refinancing date. After analyzing the changes to the transaction, we assigned our ratings to the replacement class A-R, B-R, C-R, and D-R notes. At the same time, we affirmed our ratings on the class E notes. The assigned and affirmed ratings reflect our opinion that the credit support available is commensurate with the associated rating levels. NEW YORK (S&P Global Ratings) July 22, 2019--S&P Global Ratings today assigned its ratings to the class A-R, B-R, C-R, and D-R replacement notes from MCF CLO V LLC, a collateralized loan obligation (CLO) transaction that is managed by Madison Capital Funding LLC. We withdrew our ratings on the original class A, B, C, and D notes following payment in full on the July 22, 20

4 - HADLEY PHILIP A (0001166908) (Reporting) AI credit rating value 72 Beta DRL value REG 19 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 23:07:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) Sustainability Beta Code: 1719 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

8-A12B - Ready Capital Corp (0001527590) (Filer) AI credit rating value 76 Beta DRL value REG 28 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 22:57:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+7) Volume Factor Code: 4341 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

D - DE Fund I, a series of Savage Venture Deals, LP (0001782373) (Filer) AI credit rating value 73 Beta DRL value REG 28 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 22:47:32 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+30) RRS Factor Code: 3675 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

4/A - Smith Gordon H (0001468027) (Reporting) AI credit rating value 71 Beta DRL value REG 18 Rational Demand Factor LD 3345.9257999999995 AI check at Mon Jul 22 2019 22:37:31 GMT+0200 (EET) by AC Investment Inc. AI Terminal Reason: (n+1) Price Beta Code: 2815 Rating AI Process rely on primary sources of information: Sec Filings, Financial Statements, Return on Revenue, EBITDA Margin, Debt-To-Income Ratio, Price-to-Earnings Ratio, PEG Ratio, Price-to-Sales Ratio, Dividend Payout Ratio, Return on Assets, Current Ratio, Debt to Equity Ratio, Asset Turnover Ratio, Annual Reports, Analyst Estimates Rating, Earnings, Stock Data, Risk and Credit Reports, Search Volume Trends and Price Forecast Data. Take a look at Machine Learning section for Financial Deep Reinforcement Learning.

CENTENNIAL (S&P Global Ratings) July 22, 2019--S&P Global Ratings lowered its long-term rating to 'A+' from 'AA-' on the Eureka Public Financing Authority, Calif.'s outstanding series 2011 wastewater revenue bonds, issued on behalf of the City of Eureka's wastewater system. Subsequently, S&P Global Ratings suspended the rating due to the city's delay in completing third-party audited fiscal-year 2018 financial statements at this time. If we receive information that we consider sufficient and of satisfactory quality, we will conduct a review and take a rating action within 90 days. The lowered rating reflects the lack of clarity regarding how the city will comply with its 2016 cease-and-desist order concerning effluent discharges, which we believe will likely require a significant overhaul of the wastewater system in order to comply. In addition, the city's current rate plans has weakened our assessment of the water system's market posi