BOSTON (AC Invest Credit Rating Terminal) Wed Jan 19 2022 07:42:02 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:
Rating Model for GREENWOOD COUNTY FINANCIAL SERVICES, INC.: We estimate the credit risk parameters by Royer Oscillators and Stepwise Regression
*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
Credit Rating Rationales & Model
If we believe a company would use cash trapped at a foreign subsidiary to meet debt maturities or other liquidity uses at that foreign subsidiary, we would include this cash as a source of liquidity up to the amount of the corresponding use. We generally haircut the cash to be included under sources when a material proportion of a group's cash is held in a different part of the structure than where the debt is located, and we believe the cash may not be fully fungible within the group.Rating Model for GREENWOOD COUNTY FINANCIAL SERVICES, INC.: We estimate the credit risk parameters by Royer Oscillators and Stepwise Regression
Credit Ratings for GREENWOOD COUNTY FINANCIAL SERVICES, INC. as of 19 Jan 2022
| Credit Rating | Short-Term | Long-Term Senior |
|---|---|---|
| AI Rating Class* | B2 | B1 |
| Semantic Signals | 70 | 77 |
| Financial Signals | 42 | 48 |
| Risk Signals | 31 | 59 |
| Substantial Risks | 47 | 50 |
| Speculative Signals | 73 | 49 |
*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.