BOSTON (AC Invest Credit Rating Terminal) Tue Jan 18 2022 04:42:02 GMT+0000 (Coordinated Universal Time) AI Credit Ratings today took the rating actions below:
Rating Model for River Valley Bancorp.: We estimate the credit risk parameters by Volume + Moving Average and Spearman Correlation
*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
Credit Rating Rationales & Model
When assessing strong or exceptional liquidity, we include all forecasted capital expenditures over the next 24 months, including discretionary growth capital spending.Rating Model for River Valley Bancorp.: We estimate the credit risk parameters by Volume + Moving Average and Spearman Correlation
Credit Ratings for River Valley Bancorp. as of 18 Jan 2022
Credit Rating | Short-Term | Long-Term Senior |
---|---|---|
AI Rating Class* | Ba3 | B2 |
Semantic Signals | 35 | 56 |
Financial Signals | 47 | 50 |
Risk Signals | 82 | 62 |
Substantial Risks | 70 | 33 |
Speculative Signals | 90 | 63 |
*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.
