LCNB Corporation Assigned Short-Term B2 & Long-Term B1 Credit Rating

While the existence of a commercial paper (CP) program can provide companies with alternative sources of short-term funding, such a program would not be considered a committed source of liquidity. Additionally, we do not require the presence of a committed facility to back up the full size of the CP program. For liquidity to be at least adequate, an issuer would need sources of liquidity (for example, committed facility and/or cash balances) to cover at least 100% of expected intra-year debt maturities, including CP, over the next 12 months.LCNB Corporation Assigned Short-Term B2 & Long-Term B1 Credit Rating. How Does Credit Rating Model Work?

Rating Model for LCNB Corporation: We estimate the credit risk parameters by Running Moving Average (RMA) and Factor

Credit Ratings for LCNB Corporation as of 23 Feb 2022

Credit Rating	Short-Term	Long-Term Senior
AI Rating Class*	B2	B1
Semantic Signals	41	84
Financial Signals	83	59
Risk Signals	49	71
Substantial Risks	44	45
Speculative Signals	49	44

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.Take a look at: How Does Credit Rating Model Work?

Financial Analysis for LCNB Corporation

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Analyst Rating for LCNB Corporation

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Key Statistics for LCNB Corporation

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Credit Report for LCNB Corporation

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Audit Reports & Filings for LCNB Corporation

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Market Research for LCNB Corporation

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