Cornerstone Bancshares Assigned Short-Term B1 & Long-Term Ba1 Credit Rating

When evaluating uses of liquidity, we include all debt maturities over the liquidity horizon that are either recourse to the company, or nonrecourse that we believe the company will support even in times of stress. In cases where the debt includes a put option held by debtholders, we will consider the date of the put option the effective debt maturity--i.e., we will assume the debt will need to be repaid/refinanced on the day the put can be first exercised.Cornerstone Bancshares Assigned Short-Term B1 & Long-Term Ba1 Credit Rating. How Does Credit Rating Model Work?

Rating Model for Cornerstone Bancshares: We estimate the credit risk parameters by Triple Exponential Moving Average (TRIX) and Logistic Regression

Credit Ratings for Cornerstone Bancshares as of 01 Apr 2022

Credit Rating	Short-Term	Long-Term Senior
AI Rating Class*	B1	Ba1
Semantic Signals	69	84
Financial Signals	67	61
Risk Signals	53	82
Substantial Risks	69	72
Speculative Signals	32	52

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.Take a look at: How Does Credit Rating Model Work?

Financial Analysis for Cornerstone Bancshares

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Analyst Rating for Cornerstone Bancshares

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Key Statistics for Cornerstone Bancshares

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Credit Report for Cornerstone Bancshares

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Market Research for Cornerstone Bancshares

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