FIRST BANK OF RICHMOND Assigned Short-Term Ba3 & Long-Term B1 Credit Rating

Our view of a company's financial policy is an important input when assessing its current and future liquidity position. For instance, we assess whether a company has historically had a higher risk appetite and an aggressive acquisition strategy that has strained its liquidity position, or whether it has taken actions to preserve liquidity in past downturns.FIRST BANK OF RICHMOND Assigned Short-Term Ba3 & Long-Term B1 Credit Rating. How Does Credit Rating Model Work?

Rating Model for FIRST BANK OF RICHMOND: We estimate the credit risk parameters by Clapp Oscillators and Simple Regression

Credit Ratings for FIRST BANK OF RICHMOND as of 02 Apr 2022

Credit Rating	Short-Term	Long-Term Senior
AI Rating Class*	Ba3	B1
Semantic Signals	55	38
Financial Signals	84	56
Risk Signals	64	70
Substantial Risks	58	30
Speculative Signals	66	88

*Machine Learning utilizes multiple learning algorithms to obtain better predictive powers. In our research, we utilize machine learning to combine the results from the Neural Network and Support Vector Machines.Take a look at: How Does Credit Rating Model Work?

Financial Analysis for FIRST BANK OF RICHMOND

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Analyst Rating for FIRST BANK OF RICHMOND

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Credit Report for FIRST BANK OF RICHMOND

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Market Research for FIRST BANK OF RICHMOND

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