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What is comprehensive coverage?

Comprehensive coverage is a type of auto insurance that covers damage to your vehicle that is not the result of a collision with another car or object. It is also known as "comp" coverage or "other than collision" coverage.

Comprehensive coverage typically covers damage to your vehicle from events such as theft, vandalism, fire, hail, flooding, falling objects, and collisions with animals. It may also cover the cost of a rental car while your car is being repaired or replaced.

Comprehensive coverage is not required by law, but it is often included as an option in full coverage auto insurance policies. The cost of comprehensive coverage varies depending on factors such as your driving history, the make and model of your car, and the deductible you choose.

If you own a car and want to protect yourself from unexpected expenses resulting from non-collision events, comprehensive coverage may be a good option to consider. It's important to review your insurance policy carefully to understand exactly what is covered and what is not covered by your comprehensive coverage.

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