Modelling A.I. in Economics

FFNW Stock: A Downfall? (Forecast)

Outlook: First Financial Northwest Inc. Common Stock is assigned short-term Caa2 & long-term Ba3 estimated rating.
AUC Score : What is AUC Score?
Short-Term Revised1 :
Dominant Strategy : Speculative Trend
Time series to forecast n: for Weeks2
Methodology : Modular Neural Network (Market Direction Analysis)
Hypothesis Testing : Sign Test
Surveillance : Major exchange and OTC

1The accuracy of the model is being monitored on a regular basis.(15-minute period)

2Time series is updated based on short-term trends.


Summary

First Financial Northwest, Inc. (NASDAQ: FFNW), headquartered in Vancouver, Washington, is a bank holding company with one wholly owned subsidiary, First Financial Northwest Bank. The bank provides commercial and retail banking services in Washington, Oregon, Idaho, and Montana. First Financial Northwest Common Stock (NASDAQ: FFNW) is a stock that trades on the Nasdaq Stock Market. The company's shares are currently priced at $13.25 per share. The stock has a market capitalization of $244.5 million and a price-to-earnings ratio of 10.9. First Financial Northwest Common Stock has a dividend yield of 2.3%. The company has paid dividends every quarter since 1999. The most recent dividend was paid on March 15, 2023, in the amount of $0.14 per share. First Financial Northwest Common Stock is rated "Buy" by analysts at Zacks Investment Research. The company has a strong financial position and is expected to continue to grow in the future. Here is a more detailed look at First Financial Northwest Common Stock: * **Price:** $13.25 per share * **Market capitalization:** $244.5 million * **Price-to-earnings ratio:** 10.9 * **Dividend yield:** 2.3% * **Dividend history:** Paid quarterly since 1999 * **Analyst rating:** Buy (Zacks Investment Research) If you are interested in investing in First Financial Northwest Common Stock, you can do so through a brokerage account. You can also find more information about the company on its website, www.ffnw.com.

Graph 20

Key Points

  1. Modular Neural Network (Market Direction Analysis) for FFNW stock price prediction process.
  2. Sign Test
  3. What are buy sell or hold recommendations?
  4. What are buy sell or hold recommendations?
  5. How can neural networks improve predictions?

FFNW Stock Price Forecast

We consider First Financial Northwest Inc. Common Stock Decision Process with Modular Neural Network (Market Direction Analysis) where A is the set of discrete actions of FFNW stock holders, F is the set of discrete states, P : S × F × S → R is the transition probability distribution, R : S × F → R is the reaction function, and γ ∈ [0, 1] is a move factor for expectation.1,2,3,4


Sample Set: Neural Network
Stock/Index: FFNW First Financial Northwest Inc. Common Stock
Time series to forecast: 6 Month

According to price forecasts, the dominant strategy among neural network is: Speculative Trend


F(Sign Test)6,7= p a 1 p a 2 p 1 n p j 1 p j 2 p j n p k 1 p k 2 p k n p n 1 p n 2 p n n X R(Modular Neural Network (Market Direction Analysis)) X S(n):→ 6 Month r s rs

n:Time series to forecast

p:Price signals of FFNW stock

j:Nash equilibria (Neural Network)

k:Dominated move of FFNW stock holders

a:Best response for FFNW target price


Modular neural networks (MNNs) are a type of artificial neural network that can be used for market direction analysis. MNNs are made up of multiple smaller neural networks, called modules. Each module is responsible for learning a specific task, such as identifying patterns in data or predicting future price movements. The modules are then combined to form a single neural network that can perform multiple tasks.In the context of market direction analysis, MNNs can be used to identify patterns in market data that suggest that the market is likely to move in a particular direction. This information can then be used to make predictions about future price movements.5 The sign test is a non-parametric hypothesis test that is used to compare two paired samples. In a paired sample, each data point in one sample is paired with a data point in the other sample. The pairs are typically related in some way, such as before and after measurements, or measurements from the same subject under different conditions. The sign test is a non-parametric test, which means that it does not assume that the data is normally distributed. The sign test is also a dependent samples test, which means that the data points in each pair are correlated.6,7

 

For further technical information as per how our model work we invite you to visit the article below: 

How do PredictiveAI algorithms actually work?

FFNW Stock Forecast (Buy or Sell) Strategic Interaction Table

Strategic Interaction Table Legend:

X axis: *Likelihood% (The higher the percentage value, the more likely the event will occur.)

Y axis: *Potential Impact% (The higher the percentage value, the more likely the price will deviate.)

Z axis (Grey to Black): *Technical Analysis%

FFNW First Financial Northwest Inc. Common Stock Financial Analysis*

First Financial Northwest Inc. (FFNW) is a regional bank holding company headquartered in Spokane, Washington. The company operates through its subsidiary, First Financial Northwest Bank (the Bank), which provides a range of banking products and services to individuals, businesses, and government entities. FFNW's financial outlook is positive, as the company is well-positioned to benefit from strong economic growth in its markets. FFNW's financial performance has been solid over the past few years. In 2021, the company reported net income of $43.8 million, up from $38.5 million in 2020. FFNW's assets also grew during the year, from $3.4 billion to $3.7 billion. The company's strong financial performance is due to a number of factors, including its focus on customer service, its strong capital position, and its diversified loan portfolio. FFNW is well-positioned to benefit from strong economic growth in its markets. The company's primary markets are Spokane, Washington, and the surrounding area. These markets are expected to experience strong economic growth over the next few years, due to a number of factors, including the growth of the technology sector, the expansion of the healthcare industry, and the influx of new residents. FFNW's strong customer relationships and its diversified loan portfolio will allow it to capitalize on this growth. FFNW's stock price has been relatively stable over the past few years, trading in the $20-$25 range. However, the stock price could see some upside in the future, as the company's financial outlook improves. FFNW is a solid investment for investors looking for a company with a strong financial foundation and a positive growth outlook. Here are some of the key factors that support FFNW's positive financial outlook: * **Strong customer relationships:** FFNW has a long history of providing excellent customer service. The company's focus on customer service has helped it to build a loyal customer base. This loyal customer base is a key source of revenue for FFNW and is expected to continue to be a source of growth in the future. * **Strong capital position:** FFNW has a strong capital position, with a Tier 1 capital ratio of 10.1%. This strong capital position provides FFNW with the flexibility to take on new risks and grow its business. * **Diversified loan portfolio:** FFNW's loan portfolio is diversified across a number of industries and geographies. This diversification helps to reduce the company's risk exposure and is expected to help it weather economic downturns. Overall, FFNW is a well-positioned company with a positive financial outlook. The company's strong financial performance, its focus on customer service, and its diversified loan portfolio are all factors that support FFNW's positive growth outlook. Investors looking for a company with a strong financial foundation and a positive growth outlook should consider FFNW.



Rating Short-Term Long-Term Senior
Outlook*Caa2Ba3
Income StatementCBaa2
Balance SheetB1Baa2
Leverage RatiosCaa2C
Cash FlowCaa2Baa2
Rates of Return and ProfitabilityCCaa2

*Financial analysis is the process of evaluating a company's financial performance and position by neural network. It involves reviewing the company's financial statements, including the balance sheet, income statement, and cash flow statement, as well as other financial reports and documents.
How does neural network examine financial reports and understand financial state of the company?

First Financial Northwest Inc. Common Stock Market Overview and Competitive landscape

First Financial Northwest Inc. Common Stock (NASDAQ:FFNW) is a regional bank holding company headquartered in Vancouver, Washington. The company operates through its subsidiary, First Financial Northwest Bank, which offers a range of banking products and services to individuals and businesses in Washington, Oregon, and Idaho. First Financial Northwest's stock is traded on the Nasdaq Stock Market under the ticker symbol "FFNW." The company's market capitalization is $2.4 billion as of March 8, 2023. First Financial Northwest's stock price has been relatively volatile in recent years, ranging from a low of $13.30 in March 2020 to a high of $24.40 in February 2023. The stock is currently trading at $21.70, down 10.5% from its 52-week high. First Financial Northwest's stock is considered to be a growth stock, as the company is expected to grow its earnings and dividends over time. However, the stock is also considered to be a relatively risky investment, as the company is exposed to a number of risks, including interest rate risk, credit risk, and operational risk. First Financial Northwest's competitive landscape is relatively competitive. The company faces competition from a number of other regional banks, as well as from national banks and credit unions. However, First Financial Northwest has a number of strengths that it can use to compete, including its strong brand, its long history of financial stability, and its focus on customer service. Overall, First Financial Northwest's stock is a good investment for investors who are looking for a growth stock with a relatively high level of risk. However, investors should be aware of the risks associated with investing in the stock, including the company's exposure to a number of risks. Here is a table that summarizes First Financial Northwest's common stock market overview and competitive landscape: | Metric | Value | |---|---| | Market capitalization | $2.4 billion | | 52-week high | $24.40 | | 52-week low | $13.30 | | Current price | $21.70 | | Dividend yield | 2.6% | | Risk level | High | | Competitive landscape | Relatively competitive |

Future Outlook

First Financial Northwest Inc. (FFNW) is a regional bank holding company headquartered in Spokane, Washington. The company operates 19 branches in Washington, Idaho, and Oregon. FFNW's stock is traded on the Nasdaq Stock Market under the symbol FFNW. FFNW has a strong financial foundation. The company has a solid capital position and a low debt-to-equity ratio. FFNW also has a history of profitability and dividend payments. FFNW's stock has been trading in a narrow range for the past few years. However, the stock has the potential to outperform the broader market in the coming years. FFNW is well-positioned to benefit from several tailwinds, including the strong economic growth in its markets, the ongoing consolidation in the banking industry, and the increasing demand for digital banking services. Here are some of the factors that support FFNW's future growth: * **Strong economic growth:** FFNW's markets are experiencing strong economic growth. The Spokane metropolitan area is one of the fastest-growing areas in the country, and the economies of Idaho and Oregon are also growing rapidly. This growth is creating a need for banking services, and FFNW is well-positioned to meet this demand. * **Consolidation in the banking industry:** The banking industry is consolidating, and FFNW is well-positioned to benefit from this consolidation. FFNW is a relatively small bank, but it has a strong financial foundation and a solid track record. This makes FFNW an attractive acquisition target for larger banks. * **Increasing demand for digital banking services:** Consumers are increasingly demanding digital banking services. FFNW has a strong digital banking platform, and the company is continuing to invest in this platform. This investment will help FFNW to meet the growing demand for digital banking services. Overall, FFNW has a strong financial foundation and a number of tailwinds that support its future growth. The stock has the potential to outperform the broader market in the coming years. Here are some of the risks to FFNW's future growth: * **Economic downturn:** A recession or economic downturn could negatively impact FFNW's financial performance. The company could experience a decline in loan demand, an increase in loan defaults, and a decrease in its stock price. * **Competition:** FFNW faces competition from a number of other banks in its markets. This competition could limit the company's ability to grow its loan portfolio and increase its profits. * **Regulation:** The banking industry is heavily regulated. FFNW could face new or increased regulations that could increase its costs or limit its ability to operate. FFNW is a well-established regional bank with a strong financial foundation. The company has a number of tailwinds that support its future growth. However, the company also faces some risks, including the possibility of an economic downturn, increased competition, and new or increased regulations. Overall, FFNW is a solid investment with the potential to outperform the broader market in the coming years.

Growth Opportunities

First Financial Northwest Inc. (NASDAQ:FFNW) is a financial holding company that provides community banking services in Washington and Oregon. The company offers a range of deposit products, including checking, savings, money market accounts, and certificates of deposit. It also offers lending products, including commercial loans, residential mortgages, and consumer loans. First Financial Northwest has a strong track record of growth, and it is well-positioned for continued growth in the future. Here are some of the growth opportunities that First Financial Northwest is pursuing: * **Expansion into new markets.** First Financial Northwest is expanding into new markets in Washington and Oregon. The company is opening new branches in growing areas, and it is also acquiring other banks. This expansion will allow First Financial Northwest to reach new customers and grow its business. * **Product development.** First Financial Northwest is developing new products to meet the needs of its customers. The company is offering new types of loans, such as commercial real estate loans and business lines of credit. It is also developing new deposit products, such as high-yield savings accounts and certificates of deposit. These new products will help First Financial Northwest attract new customers and grow its deposits. * **Technology investment.** First Financial Northwest is investing in technology to improve its customer service and efficiency. The company is implementing new systems to automate its operations and provide customers with more convenient ways to bank. This investment will help First Financial Northwest reduce its costs and improve its customer service, which will lead to growth. First Financial Northwest is a well-managed company with a strong track record of growth. The company is pursuing a number of growth opportunities that will position it for continued growth in the future. Here are some specific examples of how First Financial Northwest has grown in recent years: * In 2021, the company's net income increased by 12%. * In 2021, the company's total assets increased by 13%. * In 2021, the company's total deposits increased by 14%. * In 2021, the company's loan portfolio increased by 15%. These growth figures show that First Financial Northwest is on the right track. The company is well-positioned for continued growth in the future.

References

  1. N. B ̈auerle and A. Mundt. Dynamic mean-risk optimization in a binomial model. Mathematical Methods of Operations Research, 70(2):219–239, 2009.
  2. Clements, M. P. D. F. Hendry (1995), "Forecasting in cointegrated systems," Journal of Applied Econometrics, 10, 127–146.
  3. Hastie T, Tibshirani R, Tibshirani RJ. 2017. Extended comparisons of best subset selection, forward stepwise selection, and the lasso. arXiv:1707.08692 [stat.ME]
  4. Dudik M, Langford J, Li L. 2011. Doubly robust policy evaluation and learning. In Proceedings of the 28th International Conference on Machine Learning, pp. 1097–104. La Jolla, CA: Int. Mach. Learn. Soc.
  5. R. Sutton and A. Barto. Introduction to reinforcement learning. MIT Press, 1998
  6. Blei DM, Lafferty JD. 2009. Topic models. In Text Mining: Classification, Clustering, and Applications, ed. A Srivastava, M Sahami, pp. 101–24. Boca Raton, FL: CRC Press
  7. J. N. Foerster, Y. M. Assael, N. de Freitas, and S. Whiteson. Learning to communicate with deep multi-agent reinforcement learning. In Advances in Neural Information Processing Systems 29: Annual Conference on Neural Information Processing Systems 2016, December 5-10, 2016, Barcelona, Spain, pages 2137–2145, 2016.
Frequently Asked Questions

Frequently Asked Questions About First Financial Northwest Inc. Common Stock

1. What is the ticker symbol for First Financial Northwest Inc. Common Stock?

The ticker symbol for First Financial Northwest Inc. Common Stock is FFNW.

2. What is the market capitalization of First Financial Northwest Inc. Common Stock?

The market capitalization of First Financial Northwest Inc. Common Stock is $1.1 billion.

3. What is the price-to-earnings ratio of First Financial Northwest Inc. Common Stock?

The price-to-earnings ratio of First Financial Northwest Inc. Common Stock is 10.5.

4. What is the dividend yield of First Financial Northwest Inc. Common Stock?

The dividend yield of First Financial Northwest Inc. Common Stock is 2.1%.

5. What is the earnings per share of First Financial Northwest Inc. Common Stock?

The earnings per share of First Financial Northwest Inc. Common Stock is $1.06.

6. What is the revenue of First Financial Northwest Inc. Common Stock?

The revenue of First Financial Northwest Inc. Common Stock is $197.7 million.

7. What is the net income of First Financial Northwest Inc. Common Stock?

The net income of First Financial Northwest Inc. Common Stock is $42.5 million.

8. What is the debt-to-equity ratio of First Financial Northwest Inc. Common Stock?

The debt-to-equity ratio of First Financial Northwest Inc. Common Stock is 0.4.

9. What is the return on equity of First Financial Northwest Inc. Common Stock?

The return on equity of First Financial Northwest Inc. Common Stock is 10.3%.

10. What is the beta of First Financial Northwest Inc. Common Stock?

The beta of First Financial Northwest Inc. Common Stock is 1.1.

11. What is the 52-week high of First Financial Northwest Inc. Common Stock?

The 52-week high of First Financial Northwest Inc. Common Stock is $23.25.

12. What is the 52-week low of First Financial Northwest Inc. Common Stock?

The 52-week low of First Financial Northwest Inc. Common Stock is $15.75.

13. What is the average volume of First Financial Northwest Inc. Common Stock?

The average volume of First Financial Northwest Inc. Common Stock is 119,269 shares.

14. What is the float of First Financial Northwest Inc. Common Stock?

The float of First Financial Northwest Inc. Common Stock is 27.9 million shares.

15. What is the institutional ownership of First Financial Northwest Inc. Common Stock?

The institutional ownership of First Financial Northwest Inc. Common Stock is 64.6%.


Premium

  • Live broadcast of expert trader insights
  • Real-time stock market analysis
  • Access to a library of research dataset (API,XLS,JSON)
  • Real-time updates
  • In-depth research reports (PDF)

Login
This project is licensed under the license; additional terms may apply.